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Charles Lovatt was born in Dundee. He studied Economics and Political Science at University of Dundee. While at University he wrote for Annasach student newspaper. Charles also worked for Dundee University Student's Association (DUSA) organising and promoting discos. Following University, Charles set up an audio business installing disco equipment. He then worked as a semi-conductor distributer broker before becoming a Lecturer in the School of Management at University of St Andrews. He is now retired.